The rules

1. The Young Business Writer of the Year competition (“the Competition”) shall be open to students aged between 14 and 19 years on the date of receipt by the ifs School of Finance of his or her entry
2. The entry must be limited to no more than 1,000 words and its subject matter shall be ‘Why my generation has to start thinking seriously about longevity?’ 
3. The entry must be received by the ifs School of Finance in electronic form via email at ybwy@ifslearning.ac.uk by Tuesday 31 January 2012.
4. The ifs School of Finance will reimburse previously approved reasonable travel costs of the winning entrant attending the award presentation, unless covered by sponsors. Students under the age of 18 years may travel alone to an ifs School of Finance event only if a parent/guardian authorises this in writing.  The ifs School of Finance will reimburse reasonable previously approved travel costs of a parent/ guardian or teacher to accompany students under the age of 18 who are not authorised to travel alone.

Terms and conditions

As a condition of entry to the 2012 Young Business Writer of the Year Competition, all entrants and their parents or guardians on their behalf, agree the following:

1. The judges’ decision shall be final.
2. No fee, reward or other payment shall be due to the entrant other than as set out in the Rules of the Competition. 
3. Written submissions will not be returned and correspondence will not be entered into with the entrant.
4. The ifs School of Finance may publish the entry throughout the world. The entrant hereby grants the ifs School of Finance a non-exclusive, royalty-free, world-wide licence to publish the entry in electronic format and hard copy formats at the sole discretion of the ifs School of Finance.
5. The entrant may not submit entries that have been published previously, whether in whole or part.
6. The entry will be the entrant’s own work and will not contain contributions from other people.
7. At the request of the ifs School of Finance, the entrant shall participate in publicity concerning the Competition and shall, for that purpose, allow the use of his or her names, photographs and entries.
8. The ifs School of Finance shall be entitled to make full and free use of images (moving or still) and/or sound containing the likeness of the entrant for the purpose of publicising the Competition.
9. The entrant releases and discharges the ifs School of Finance, its agents and sub-contractors from any and all claims, demands or causes of action arising from the entry itself or its contents and agrees to sign a release to that effect if required to do so by the ifs School of Finance.